Housing Assistance

Through the Community Development Block Grant (CDBG) and HOME Investment Partnership Act (HOME) programs, the City provides housing assistance to income-eligible residents for the purchase and rehabilitation of homes through the following programs- Down Payment Assistance , Major Home Repair , and Housing Rehabilitation .

The City receives CDBG and HOME funds through the U.S. Department of Housing and Urban Development (HUD) on an annual basis. These funds must be used for projects that benefit primarily low-income households or individuals. Each year, the City allocates CDBG and HOME funding in accordance with its 5 Year Consolidated Action Plan and corresponding Annual Action Plan which provide a city-wide, coordinated vision for housing and community development needs and priorities.

Citizen Participation

Citizen input is a crucial element in the process of developing both the Consolidated Plan and the funding goals and priorities for CDBG and HOME funding allocations. The City uses input from citizens, for-profit and non-profit partners, public service agencies, and community development partners to determine its housing and community development needs and the goals and strategies it will undertake in addressing those needs.

Program Qualifications

To be eligible for one of the housing assistance programs, applicants must: a) meet income guidelines established by the federal Department of Housing and Urban Development; and b) reside within the Lakewood city limits (Major Home Repair or Housing Rehabilitation); and c) own and occupy your home as your primary residence (Major Home Repair or Housing Rehabilitation); or d) be a homebuyer purchasing a home in Lakewood (Down Payment Assistance). The maximum allowable household income is determined by household size and income as indicated in the chart below:

CDBG and HOME Program Income Limits
Family Size Median Income 30% of Median
Income Limit
50% of Median
Income Limit
80% of Median
Income Limit
CDBG Effective: December 18, 2013; HOME Effective: May 1, 2014
1 $46,900 $14,100 $23,450 37,550
2 53,600 16,100 26,800 42,900
3 60,300 18,100 30,150 48,250
4 67,000 20,100 33,500 53,600
5 72,400 21,750 36,200 57,900
6 77,800 23,350 38,900 62,200
7 83,100 24,950 41,550 66,500
8 88,500 26,550 44,250 70,800

For more information or to apply for any of these programs contact Housing Specialist Martha Larkin at (253) 983-7754 or e-mail .